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  1. הטייטל של הקונה ומוכר זה אותו הטייטל?, אצלנו במישגן לכל צד יש טייטל שלו וכל אחד משלם על שלו, לגבי עו”ד לא זכור לי סעיף כזה, אפשרי לבדוק, המתווך על המוכר בדר”כ 6%
    הסעיף הראשון לא מוכר לי.

  2. The traditional closing costs are different in every state. In Florida, the seller pays for title work. (Please refer to your other final settlement statements from Florida closings.) You didn’t pay for the title insurance or search fee in any of your purchases as a buyer. The seller paid for it.)
    Closing costs are negotiable, just like a buyer may ask you to pay his or her closing costs. You can always say no. Just like when a contract comes in on your house, you could put the title back on their side. Although, it would probably make the buyer very angry, because it is the seller’s responsibility to provide the buyer with a good marketable title and a title insurance policy. There is a policy the buyer is responsible for purchasing and it is called Simultaneous Issue, that policy protects any equity in the house as far as down payments etc. and is issued “simultaneously” with the owner’s policy.
    I know there was talk within the industry about making typical buyer/seller closing costs be the same across the US, but it didn’t happen.
    As far as the survey, a buyer might accept the original survey. However, it is the title insurance company’s call, if they will accept it. The buyer’s underwriter also has a say. If the survey is not too old and if it shows all additions (pools, Florida rooms etc. the title company might accept the original survey. The underwriter also has a say. The buyer won’t pay for a survey on a house they don’t own. If a deal falls thru, the seller owns the new survey on their home, because they still own the home. In the event something happens at the last minute, (the buyer dies, looses his job etc) Who is going to pay the surveyor? The surveyor will want to get paid for his work. I believe that’s why the seller pays for the survey. The survey is done while the seller still owns the house, not after closing. If the surveyor couldn’t collect his fee, he would put a lien on the seller’s house. Now, with a cash sale the buyer pays for a survey, if he wants one. There is no loan underwriter involved with the sale either.
    You may put any of your closing costs back on the buyer’s side, your investment group in right about that. But for them to say it’s a “buyer’s closing cost, they are wrong.”
    In my 22 years of real estate I only had 1 seller put the title back on the buyer’s side and he was a builder. (I recall the buyer being furious, because the price of the house had already been verbally negotiated.)

  3. הסעיף הראשון לא מוכר לי אבל אצלינו הטייטל נופל על המוכר. כל השאר נראה סבבה. העורך דין זה האסקרו שאצלינו זה מתחלק שווה בשווה קונה ומוכר. עמלת סןכנים נופל על המוכר ורישום בטאבו גם חצי חצי.