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100,000 $: What would you do?

100,000 $: What would you do?

100,000 $: What would you do?

 

Let's say you have $ 100,000 to buy a property. What would you rather do:
1. Buy a property at this amount.
2. Take US financing (mortgage) and buy a property for $ 300,000.
3. Take US financing (mortgage) and buy 2 assets, each at $ 150,000 (each with equity of $ 50,000 and the rest loan).

For that matter, the return on each of the options is the same, the same interest rate and the said amount includes all acquisition costs except the opening of a loan portfolio.

Of course you can add more ideas!
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  • Personally 3 seems to me like the most sensible option. Leverage and diversification lower risks and increase the chances.
    Of course, there is a heavy dependency on the return on each asset (the optimal income from one asset can repay the loan on both assets, so even if one remains empty we are still at break even)
  • Option 3… enables flow stability…
    And also lets you do double rent for your own
  • And what about return on equity? Is it possible to assume that one more expensive property will be in a better location and ensure a higher return on capital?
  • Option 3: More versatile and allows risk diversification in case one of the houses is empty, there is still cash flow from the other house which allows loan repayment.
  • Option 4 - buy one property for $ 100,000, refinance it and buy another (which will of course be lower)
  • Option 2 but not a normal property but a small multi
  • Option 3 or Multi
  • First of all it's not about the money or these options about what type of investor it is.
    A risk-averse investor? Investor seeking passive income? An investor who wants to increase his capital and may want to flip. (I know you gave 3 / 4 options here) But those are the questions I would ask before options.
    Maybe it's an investor looking for a combination of improvement and rent.
    I personally would prepare a business plan and review all the options that exist. It is best (for Long Run) to look for a small, partially abandoned / working multi-storey (10 units), then rent it. And do it all by leverage.
    With $ 100000 a lot of fractions can be made.
    Successfully
  • If the property in 300 is a single I would not buy for a reason why it is difficult to sell such properties quickly 1 or 3 option is more suitable since there is more flexibility in the exit
    Missing data on your investment horizon and investment goals
    Property in 100 can also be too cheap in relation
    Which means a bad or expensive environment in the area which means a good neighborhood
    That is, there is also missing data here
    In other words, preference is not just a function of price and options
    Preference is a neighborhood market that targets price targets and many other parameters before the financing way and what to do with the money
    Successfully
  • Thanks for participating?
    In fact, many times the question arises - what do I do if I have no money?
    Sometimes I also have to talk about what I do if the money I have ... Right, at the end it's not just about numbers but also about the nature of the investor and planning ahead. True, you can't really look at things in the dry way as I suggested in the options, but there are definitely some options here and you can understand that $ 100,000 is a lot more to do with buying a single ...
  • I learned from the creative finance masters
    Shai Halevi Ofer Moshkovitz
    100k's are much more than you think if you have the tools to see and do it. For example, you can buy 5 assets in owner finance with 20 down payment (20 thousand dollars for example) and because the high down payment will require the title to pass to you.
    This is solid, for example, and allows cash flow better than a standard rents with a high yield. You can buy some performance notes and also get a high yield of 11-12 percent (which is more than a solid rennet).

    You can also buy 10-15 houses in Bliss Upshin that have a down payment down there (around 2-7-10 percent) and put 10k for example and get Cash Flo from a tenant.

    You can buy non performing notes at a really low price because the loans are not repaid and therefore at very high discounts, and by clearing out by the sheriff to become the owner of many more assets than that (only your entire business will build on legal engagement and evacuation of people ... not for the faint-hearted).

    You can also raise money from Hard Mani and private investors - buy a few houses in C's with your down payment of your 30-35 percentage on your home. Once you buy cash you can buy at below market price and then refinance or do two year lease, during which time you have to defer a mortgage and buy more assets - give after two years on the balance - financing the interest at a discount and then sell the loan or leave it.

    In short - the sky is the limit as soon as you want to develop a transition to a normal rent

  • 1. If you need income every month go for it. If not for 2
    2. Leverage increases yield. Excellent.
    3. In my opinion, banks do not give a mortgage less than $ 1,000. Therefore 100 is irrelevant.

Responses

  1. I learned from the creative finance masters
    Shai Halevi Ofer Moshkovitz
    QNUMXk are a lot more than you think if you have the tools to see and do it.

    For example, you can buy 5 assets in owner finance with an 20 down payment percentage (20 thousand dollars for example) and because the high down payment will require the title to pass to you.
    For example, it is solid and allows cash flow better than a standard rents with high yields.

    You can buy some performing notes and also get a high yield of 11-12 percent (which is more than a solid rant).

    You can also buy 10-15 houses in Bliss Upshin that have a down payment down there (around 2-7-10 percent) and put 10k for example and get Cash Flo from a tenant.

    You can buy non performing notes at a really low price because the loans are not repaid and therefore at very high discounts, and by clearing out by the sheriff to become the owner of many more assets than that (only your entire business will build on legal engagement and evacuation of people ... not for the faint-hearted).

    You can also raise money from Hard Mani and private investors - buy a few houses in C's with your down payment of your 30-35 percentage on your home. Once you buy cash you can buy at below market price and then refinance or do two year lease, during which time you have to defer a mortgage and buy more assets - give after two years on the balance - financing the interest at a discount and then sell the loan or leave it.

    In short - the sky is the limit as soon as you want to develop a transition to a normal rent

  2. Thanks for participating?
    In fact, many times the question arises - what do I do if I have no money?
    Sometimes you have to talk about what I do if I have the money…

    True, in the end it's not just a matter of numbers but also of the nature of the investor and planning ahead. It's true that you can not really look at things dryly as I presented in the options, but there are definitely some options here and you can understand from this that $ 100,000 is a sum that can be done with much more than buying one single…

  3. If the property in 300 is a single I would not buy for a reason why it is difficult to sell such properties quickly 1 or 3 option is more suitable since there is more flexibility in the exit
    Missing data on your investment horizon and investment goals
    Property in 100 can also be too cheap in relation
    Which means a bad or expensive environment in the area which means a good neighborhood
    That is, there is also missing data here
    In other words, preference is not just a function of price and options
    Preference is a neighborhood market that targets price targets and many other parameters before the financing way and what to do with the money
    Successfully

  4. First of all it's not about the money or these options about what type of investor it is.
    A risk-averse investor? Investor seeking passive income? An investor who wants to increase his capital and may want to flip. (I know you gave 3 / 4 options here) But those are the questions I would ask before options.
    Maybe it's an investor looking for a combination of improvement and rent.
    I personally would prepare a business plan and review all the options that exist. It is best (for Long Run) to look for a small, partially abandoned / working multi-storey (10 units), then rent it. And do it all by leverage.
    With $ 100000 a lot of fractions can be made.
    Successfully

  5. Personally 3 seems to me like the most sensible option. Leverage and diversification lower risks and increase the chances.
    Of course, there is a heavy dependency on the return on each asset (the optimal income from one asset can repay the loan on both assets, so even if one remains empty we are still at break even)

Responses

  1. I learned from the creative finance masters
    Shai Halevi Ofer Moshkovitz
    QNUMXk are a lot more than you think if you have the tools to see and do it.

    For example, you can buy 5 assets in owner finance with an 20 down payment percentage (20 thousand dollars for example) and because the high down payment will require the title to pass to you.
    For example, it is solid and allows cash flow better than a standard rents with high yields.

    You can buy some performing notes and also get a high yield of 11-12 percent (which is more than a solid rant).

    You can also buy 10-15 houses in Bliss Upshin that have a down payment down there (around 2-7-10 percent) and put 10k for example and get Cash Flo from a tenant.

    You can buy non performing notes at a really low price because the loans are not repaid and therefore at very high discounts, and by clearing out by the sheriff to become the owner of many more assets than that (only your entire business will build on legal engagement and evacuation of people ... not for the faint-hearted).

    You can also raise money from Hard Mani and private investors - buy a few houses in C's with your down payment of your 30-35 percentage on your home. Once you buy cash you can buy at below market price and then refinance or do two year lease, during which time you have to defer a mortgage and buy more assets - give after two years on the balance - financing the interest at a discount and then sell the loan or leave it.

    In short - the sky is the limit as soon as you want to develop a transition to a normal rent

  2. Thanks for participating?
    In fact, many times the question arises - what do I do if I have no money?
    Sometimes you have to talk about what I do if I have the money…

    True, in the end it's not just a matter of numbers but also of the nature of the investor and planning ahead. It's true that you can not really look at things dryly as I presented in the options, but there are definitely some options here and you can understand from this that $ 100,000 is a sum that can be done with much more than buying one single…

  3. If the property in 300 is a single I would not buy for a reason why it is difficult to sell such properties quickly 1 or 3 option is more suitable since there is more flexibility in the exit
    Missing data on your investment horizon and investment goals
    Property in 100 can also be too cheap in relation
    Which means a bad or expensive environment in the area which means a good neighborhood
    That is, there is also missing data here
    In other words, preference is not just a function of price and options
    Preference is a neighborhood market that targets price targets and many other parameters before the financing way and what to do with the money
    Successfully

  4. First of all it's not about the money or these options about what type of investor it is.
    A risk-averse investor? Investor seeking passive income? An investor who wants to increase his capital and may want to flip. (I know you gave 3 / 4 options here) But those are the questions I would ask before options.
    Maybe it's an investor looking for a combination of improvement and rent.
    I personally would prepare a business plan and review all the options that exist. It is best (for Long Run) to look for a small, partially abandoned / working multi-storey (10 units), then rent it. And do it all by leverage.
    With $ 100000 a lot of fractions can be made.
    Successfully

  5. Personally 3 seems to me like the most sensible option. Leverage and diversification lower risks and increase the chances.
    Of course, there is a heavy dependency on the return on each asset (the optimal income from one asset can repay the loan on both assets, so even if one remains empty we are still at break even)

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