Manaʻo ka poʻe waihona moraki e hāʻule nā ​​kumukūʻai i 5.4% i ka makahiki 2023. Eia ke ʻano o nā kumukūʻai hale.

NASHVILLE, Tenn. -- ʻO ka uku moraki kiʻekiʻe a me ka makaʻu i ka emi ʻana o ka hale e hōʻeha nei i nā kumukūʻai hale, no laila e manaʻo e paʻa ka ulu ʻana i kēia makahiki, wahi a kekahi loea.
"ʻO kā mākou wānana e hoʻomau ʻia ka hoʻohaʻahaʻa ʻana i ka ulu ʻana o ke kumukūʻai home," i ʻōlelo ʻia ai ʻo Joel Kahn, ka hope pelekikena a me ka mea hoʻokele waiwai nui no ka Mortgage Bankers Association, i ka Lāpule i ka wā o ka hālāwai kūkā makahiki o ka hui ma Nashville, Tennessee.
Ua hoʻomaka mua nā kumukūʻai hale e haʻahaʻa. Wahi a Case-Shiller, ua hāʻule nā ​​kumukūʻai hale mai Iune a Iulai no ka manawa mua ma 20 mau makahiki. E hōʻike ʻia nā helu hope, ʻo ia no ʻAukake, i ke kakahiaka Poalua.
Me ka hoʻihoʻi ʻana i manaʻo ʻia, ma kahi o ka uku moraki kokoke a i ʻole ma luna o 7%, "ua ʻike mua mākou i kahi huki hoʻihoʻi nui i ka noi hale," wahi a Kahn.
ʻO ka 30-makahiki hoʻopaʻa ʻia ka huina kālā he 6.94% i ka pule i hala, i hoʻohālikelike ʻia me 3.85% i hoʻokahi makahiki i hala. Manaʻo ka MBA e hāʻule nā ​​kumukūʻai i 5.4% ma ka hopena o ka makahiki aʻe.
No laila ke manaʻo nei ʻo ka ulu ʻana o ke kumukūʻai hale ʻāina e "palapala" i 2023 a me 2024, wahi āna. He "lining kala" paha kēia no kekahi, wahi a Kahn, no ka mea, hoʻihoʻi ia i nā kumukūʻai hale i "nā pae kūpono".
ʻO ka pālahalaha ʻana o ka ulu ʻana o nā kumukūʻai hale e hiki ai i nā ʻohana ke hopu, ma ke ʻano o ka uku a me ka hoʻopaʻa ʻana, e loaʻa i nā hale i ke kumukūʻai i kēia manawa.
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E nānā: Nā kiʻi hale: nā mea e hana nei ma nā mākeke like ʻole ma ka ʻāina
Akā ua ʻōlelo ʻo ia e ʻike paha kekahi mau mākeke i ka hāʻule ʻana o nā kumukūʻai hale. Ke ʻike nei mākou i ka hāʻule ʻana o nā waiwai o ka home i kekahi mau mākeke, mai nā boomtown maʻi maʻi e like me Austin a me Phoenix a hiki i nā mea kūʻai nui i ʻike ʻia ma ka ʻāina ʻo San Francisco Bay.
Eia nō naʻe, me ka emi ʻana o ke kumukūʻai, mai manaʻo ʻoe e piʻi aʻe ka waihona i ka wā e noho ana ka poʻe ma luna o nā uku moraki haʻahaʻa loa a ʻaʻole paha lākou e hauʻoli hou i ka wā e hiki mai ana.
Wahi a ka ʻikepili o Iune mai ka Federal Housing Finance Agency, kokoke i ka hapahā o ka poʻe nona ka hale i loaʻa nā uku moraki ma lalo a i ʻole like me 3%. A ʻo ka hapa nui o nā mea nona - 93% - loaʻa nā uku ma lalo o 6%.
Ma luna o kēlā, e kaupalena ʻia ka lako.
Ua ʻōlelo ʻia nā mea kūʻai aku "kūʻai" a ʻaʻole kūʻai aku i ko lākou mau home no ka mea ʻike lākou i nā poʻe ʻē aʻe e koi ʻia e hoʻolei i nā kumukūʻai papa inoa e hoʻowalewale i nā mea kūʻai. Pīhoihoi ka poʻe kūkulu hale a hōʻailona lākou i ka manaʻo e hoʻolōʻihi i ka hana hou.
Eia nō naʻe, pono e hoʻihoʻi hou ka noi no ka hale, no ka mea he nui ka poʻe e makemake koke i kahi home nona.
Ua manaʻo ʻo Kahn MBA he 50 miliona mau kānaka ma waena o nā makahiki 28 a me 38, ʻo kekahi a i ʻole ka nui o lākou e lilo i mau mea hale i ka wā e hiki mai ana.
No ka poʻe ma lalo o 35, ʻo 39 wale nō ka nui o ka ʻona home, wahi a Kahn, ʻoiai e piʻi ana kēlā māhele no nā poʻe 35 a 44, a i 61 pakeneka.
No laila e like me ka makahiki o ka poʻe, "ua hilinaʻi mākou inā pili mākou i kēia mau ʻano, e ʻike ʻoe i kahi mea hoʻokele demographic kākoʻo no ka noi hale no nā makahiki he nui," wahi a Kahn.