Fix And Flip Loan
Our Affiliated Lenders Network Example Of Our Fix N Flip Programs
What Is a Fix & Flip Loan?
A Fix & Flip Loan is a short-term real estate financing solution designed for investors purchasing distressed or value-add properties, renovating them, and reselling for profit—compare our loan programs if you’re weighing options.
These loans typically cover both the purchase price and renovation costs, allowing investors to minimize cash out-of-pocket while moving quickly on competitive deals.
At Nadlan Financing, we structure fix & flip loans for US and foreign investors, including complex properties and LLC ownership.
Who Can Qualify?
US Citizens
Permanent Residents
Non-Permanent Residents
Foreign Nationals
Individual or LLC ownership
Experienced & transitional investors
Eligible Property Types
| Residential | Commercial (Select Programs) |
|---|---|
| Single-Family Homes (SFR) | Mixed-Use |
| 2–4 Unit Multifamily | Small Multifamily (5–20 units) |
| Condos (case-by-case) | Light Commercial Value-Add |
| Townhomes |
Lending Criteria – Fix & Flip Loans
| Criteria | US Investors | Foreign Investors |
|---|---|---|
| Max LTC (Loan-to-Cost) | Up to 90% | Up to 85% |
| Rehab Coverage | Up to 100% | Up to 100% |
| Max ARV | Up to 70–75% | Up to 65–70% |
| Credit Score | 620+ | 680+ |
| Loan Size | $100K – $5M+ | $250K – $3M |
| Ownership | Individual / LLC | LLC |
| Term Length | 6–24 months | 6–18 months |
| Interest Type | Interest-Only | Interest-Only |
| Rehab Draws | Yes | Yes |
| Closing Timeline | 21–35 days | 14–30 days |
How Fix & Flip Loans Work
Property is purchased using loan proceeds
Renovation budget is escrowed
Funds are released in rehab draws
Property is sold or refinanced upon completion
Required Documentation
US Borrowers
- Government ID
- Purchase contract
- Scope of work
- Budget & timeline
- Experience summary (if applicable)
Foreign Investors
- Passport
- Proof of funds
- US bank Account
- US LLC + EIN
- Exit strategy details
Why Choose Nadlan Financing for Fix & Flip?
Access to Private & Institutional Lenders
High Leverage on Purchase & Rehab
Fast Approvals & Closings
Foreign-National Friendly Programs
Exit options into DSCR or Bridge loans
Frequently Asked Questions (FAQs)
Can I finance both purchase and rehab?
Yes. Many programs cover up to 90% of purchase and 100% of rehab costs.
Do I need fix-and-flip experience?
Experience helps, but first-time flippers can still qualify with stronger financials.
Can foreign nationals do fix & flip loans?
Yes. We offer dedicated foreign-national fix & flip programs.
How are rehab funds released?
Funds are disbursed through draws after inspections at each renovation stage.
What is the exit strategy?
Most investors sell the property or refinance into a DSCR or rental loan.