Economist wamkulu wa Redfin pamitengo yobwereketsa nyumba pamsika wogulitsa malo pachiwopsezo chanyengo pakupezeka kwa nyumba.
Ndi mitengo yobwereketsa pazaka 20 zokwera kwambiri komanso zowerengera zotsika kwambiri, ndi chisankho chovuta kwa ogula nyumba aku US.
"Kumeneko kwauma," adatero Redfin Economist Daryl Fairweather.
Ogula ambiri omwe angakhale ogula amachotsedwa pamitengo yamtengo wapatali ya ngongole. Pakalipano, eni nyumba omwe atsekeredwa mumitengo yotsika pazaka zingapo zapitazi angakhale osamala kusamuka.
"Sizotsika mtengo kwa ogula, ndipo ogula ali ndi zosankha zochepa," Fairweather adatero poyankhulana ndi GeekWire.
Msika wocheperako ukuvulaza makampani ngati Redfin. Malo ogulitsa malo ogulitsa pa intaneti ku Seattle ndi malo opangira data awona kuti masheya ake akutsika kuposa 40% mwezi uno.
Chiwerengero chonse cha nyumba zogulitsidwa chatsika ndi 18% pachaka, ndipo mindandanda yatsopano idatsika ndi 16%, malinga ndi zomwe zachitika posachedwa kuchokera ku Redfin.
“Tafika potsika kale pankhani ya malonda. Palibenso koyenera kupita koma kukwera, "adatero Fairweather. "Koma tikamakwera ndiye funso lalikulu."
Asanalowe nawo Redfin mu 2018, Fairweather adagwira ntchito ku Amazon, amaphunzira zamakhalidwe azachuma zokhudzana ndi kutengapo gawo kwa antchito.
Ntchito yake yoyamba yazachuma inali ku Federal Reserve Bank of Boston panthawi yavuto lazachuma. Adzayitana anthu omwe atsala pang'ono kulandidwa ndikukambirana nawo za momwe adafikira pamenepo.
Tinakhala pansi ndi Fairweather ku Seattle sabata ino kuti tikambirane za msika wa nyumba, pamene chiwongoladzanja chidzatsika (ngati zingachitike), mtengo wa nyumba, zotsatira za chiwopsezo cha nyengo pa zosankha zogula nyumba, ndi momwe nzeru zopangira zingasinthire malo.
Mayankho ake pansipa asinthidwa kuti akhale achidule komanso omveka bwino.
pa msika wa nyumba
"Timatsika mtengo kwambiri chaka chonse. Tinkaganiza kuti mitengo yatsika pofika pano, koma sanatero. Iwo akadali kuwuka. Chifukwa chake ndizovuta kunena kuti mwayi uli wotani kuti mitengo igwe. Tikuganiza kuti agwa, koma tidanena, ndipo zitha kuchedwa chaka china. Palibe njira yodziwira zimenezo. "
pa zomwe zimakhudza mitengo yanyumba
“Pakakhala kukwera kwa mitengo, mumapeza chiwongola dzanja chokwera chifukwa Fed imayenera kukweza chiwongola dzanja kuti ithane ndi kukwera kwa mitengo. Iyi yakhala nkhani yayikulu kwambiri chaka chino. Tsopano, zikuwoneka ngati inflation ili pansi pa ulamuliro. Komabe, chifukwa chiwongola dzanja chikadali chokwera ndikuti zayamba kuwoneka ngati ndalama zomwe boma likugwiritsa ntchito sizingabwezeretsedwe.
Adzalangiza chiyani ogula nyumba?
"Ndikuganiza kuti chiwongola dzanja chidzakhala chotsika chaka chamawa ndipo chidzakhala chotsika chaka chotsatira. Kutsika bwanji ndi funso lotseguka. Zikafika pomwe wina akuganiza ngati akufuna kugula tsopano motsutsana ndi mtsogolo, zimangofika pakukwanitsa. Kodi mungathe kulipira mwezi uliwonse womwe muyenera kulipira chaka chamawa? Ngati simungathe, ndiye kuti simukuyenera kugula.”
pa kukwanitsa nyumba
"Sindikuyembekezera kusintha kwa malipiro ochepa a ogwira ntchito kumalo ngati Seattle. Tidzafunika kulowererapo kwa boma monga nyumba zopeza ndalama zochepa kapena ndalama zomwe tikufuna kuti titsimikizire kuti anthu ali ndi malo okhala. Mwina sizingachitike kudzera mumsika."
Momwe mungakulitsire kukwanitsa kupitilira kuonjezera kupezeka
"Pali malo omwe sali kutali kwambiri ndi Seattle omwe ndi otsika mtengo. Tikadakhala ndi njanji zopita kumeneko, ndiye kuti anthu akanatha kugwira ntchito ku Seattle ndikukhala mdera lalikulu la metro. Koma ngati muli ndi anthu oyendetsa galimoto, ndiye kuti muli ndi magalimoto onse ndipo zimakhala ndalama zowonjezera kwa anthu. Kuyang'ana pa kusintha ndikofunikira kwambiri monga kuonjezera kupezeka. ”
Pachiwopsezo cha nyengo ndi malo ogulitsa
"Chinthu chachikulu chomwe chimachititsa kuti munthu asamuke ndi kukwanitsa. Nthawi zonse zimakhala pamwamba pamndandanda. Nyengo ili pamndandanda. Koma si pamwamba. "
"Tikuwona makampani a inshuwaransi akuyamba kuchoka m'malo ngati California ndi Florida chifukwa chakuwopsa kwanyengo. Ndipo ine ndikuganiza izo mwina kufalikira kumadera ena a dziko kapena kuganizira yaikulu mawu a premiums kuti anthu angapeze. Sizikhala mtengo wamba mtsogolomu. "
Za kuphatikiza kwa Redfin ndi ChatGPT
"Ndi ChatGPT, pali zina zowonjezera zomwe anthu amatha kusintha kapena kusuntha zomwe akufuna m'njira yomwe sizingatheke ndi zosefera kapena mamapu pakali pano. Ndipo anthu akakhala ndi mafunso osamveka, ChatGPT imatha kuthana nawo bwino kuposa zosefera. ”
Za AI m'malo mwa ogulitsa nyumba
"Agent akadali ndi gawo lalikulu kwambiri. Akhoza kutsogolera anthu pa zosankha zawo. ChatGPT ikhoza kusintha zina mwa izo, koma sizokwanira kuti simudzasowa wothandizira. Koma funso limodzi ndilakuti, ngati othandizira alibe gawo lochepa, ma komishoni awo atsike?
Za AI kusintha ntchito yake
“Anthu amaweruza bwino. AI ndi yabwino kulosera. Koma wina ayenera kukhalapo ndikuyang'ana zomwe AI yachita ndikuti, kodi ndi zomveka kapena ayi? Kodi AI adalakwitsa? Sindikuwona udindo wanga woweruza ukuchoka. Koma mwina sitidzafunika akatswiri ambiri kuti agwiritse ntchito deta kapena kulemba nambala. ”
Mayankho