Iyini inhloso yewholesale real estate (wholesaling)?

Ukutshala imali kwizindlu ezithengiswayo akufani nokutshala amasheya namabhondi. Ngalezi zimakethe ezimbili, ungakwazi ukungena ngaphakathi nge-$100 kuphela, futhi ungene futhi uphume noma nini lapho ufuna. Kodwa akulula kangako uma ubhekene nempahla. Eqinisweni, kungaba nzima ukuzulazula futhi kuvame ukuza nenani lentengo eliphakeme. Futhi kuthatha isikhathi ukuthenga nokudayisa izindlu. Okokuqala, kunendaba yokuqhamuka nenkokhelo ephansi, ukuthola uxhaso, ukugcwalisa wonke amaphepha bese kuvalwa. Ayisaphathwa-ke isikhathi esisithathayo ukubhekana nabaqashi kanye nokuqoqa irenti.

Uma ufuna ngempela ukwenza imali ngezindlu ezithengiswayo, kodwa awukwazi ukugoqa ikhanda lakho ngomqondo wokonga yonke leyo mali nokubhekana nenqubo yokuthenga, usenezinketho ezimbalwa. I-Wholesale real estate ingenye yazo. Leli yisu elisemthethweni ongalisebenzisa ukuze uzuze ngaphandle kokuthi wenze isithembiso sokuthenga noma ukukhokha inkokhelo encane. Ngakho, isebenza kanjani?

Uyini umthengisi wezindlu?

Ukuthengiswa kwezindlu ezithengiswayo kuyisu lebhizinisi lesikhashana elisetshenziswa abatshalizimali ukwenza inzuzo enkulu. Ngokuphambene nalokho ongase ukucabange, umdayisi wezindlu othengisa izindlu akahlangene nhlobo nomdayisi wezitolo. Ezitolo ezinkulu, umthengisi uthengisela umthengisi inani elikhulu lezimpahla, ozipakisha futhi azithengisele abathengi ngentengo ephezulu kakhulu. Ngenxa yomthamo wezimpahla ezithengiselwe umthengisi, umthengisi angakhokhisa umthengisi inani eliphansi kakhulu.

I-wholesale ayibandakanyi ukuthengiswa kwezakhiwo ezimbalwa ngamanani aphansi. Eqinisweni, leli isu elihluke ngokuphelele. Kuleli su, umthengisi usayina inkontileka yendlu - ngokuvamile ecindezelekile - nomthengisi, athole abangaba abathengi, bese enikeza inkontileka komunye wabo.

Umgomo we-wholesaling yezindlu ukuthengisa indlu kumuntu onentshisekelo ngaphambi kokuvala inkontileka nomnikazi wendlu wokuqala. Lokhu kusho ukuthi ayikho imali eshintsha izandla phakathi komthengisi kanye nomthengisi, hhayi okungenani kuze kube yilapho umthengisi ethola umthengi. Ngakho-ke umthengisi uyenza kanjani imali? Wenza inzuzo ngokuthola umthengi ozimisele ukuthenga indlu ngentengo ephakeme kunaleyo okuvunyelwene ngayo umthengi. Umehluko enanini - umthengi alikhokhelayo - inzuzo, egcinwa ngumthengisi.

Izindlu ezithengiswayo zibafanele kakhulu abantu abafuna ukungena ebhizinisini, kodwa abangenayo imali. Enye yezinto ezinhle kakhulu ukuthi akudingeki uphumelele ukuhlolwa noma uthole ilayisense yezindawo ezithengiswayo ukuze ube umdayisi. Uma unamakhono abantu abahle futhi unesineke, i-wholesale ingase ibe eyakho.

Isibonelo somthengisi wezindlu ezithengiswayo

Ukuba umthengisi wezindlu ezithengiswayo kungase kuzwakale kuyinkimbinkimbi. Kodwa ngempela kulula kakhulu. Masisebenzise lesi sibonelo ukuze sibonise.

Ake sithi umnikazi womuzi unendawo abengakaze acabange ukuthi angayidayisa ngoba ecindezeleke kakhulu. Umnikazi angase angabi nayo izinsiza ezanele zokulungisa le ndawo ngokwakhe, kodwa uyaqhubeka ehlala kuyo, ecabanga ukuthi ngeke ayithole intengo efanelekile yendawo. Lowo mnikazi wendawo uthola umthengisi wezitolo, oza kumnikazi wendlu ngokunikeza isithembiso. Ngokubambisana, bavuma ukubeka indlu ngaphansi kwenkontileka ye-$ 90,000. Ngokusebenzisa inethiwekhi yakhe yabatshalizimali, umuntu wase-Estonia uthola umthengi omagange nge $100,000. Unikeza lo mtshali-zimali inkontileka, bese eba nomsebenzi onenzuzo. Umthengisi wenza u-$10,000 ngaphandle kokuba nomuzi.

Kulesi sibonelo siyabona ukuthi akukaze kube khona isithembiso sokuthenga kumthengisi. Wavuma ukuyinikeza umninindlu lowo owayenesithakazelo. Ngaphansi kwenkontileka, umthengi ukhokha i-$ 100,000 kumthengisi, okhokhela umnikazi wendlu u-$ 90,000, okusele azigcinele yena njengenzuzo.

ukuze uphumelele njengomthengisi wezindlu

Izindlu ezithengiswayo ezithengiswayo akuzona ezawo wonke umuntu. Kudinga isikhathi esiningi, ukuzibophezela nokubekezela. Kudingeka futhi ube namakhono amahle kakhulu okuxhumana nawokumaketha. Futhi ngeke kube buhlungu uma onawo unenethiwekhi yabatshalizimali abangaba nentshisekelo yokuthenga izakhiwo ozithengisayo ngokuthengisa kakhulu.

Ukuthola uhlobo olulungile lwesakhiwo kuyisihluthulelo sokuqala sokuthengiswa kwempahla. Abanikazi bezindlu abanezindawo ezicindezelekile futhi abamagange ukuzithengisa, njengoba kuphawulwe esibonelweni esingenhla, bakha amathuba amahle. Lezi zakhiwo zingakhanga kakhulu kwabangase babe abatshalizimali, ikakhulukazi uma zisendaweni efanele, ziza nezici ezifiselekayo kakade, futhi zinenani elifanele. Ngaphambi kokwenza umnikelo, uzofuna ukuhlola ukuthi yiziphi izinhlobo zokulungisa noma izengezo ikhaya elizozidinga.

Ukwazi ukuthi hlobo luni lokunikezwayo ongakwenza kuyasiza ngempela. Yehla kakhulu futhi ungase uxoshe ongase abe umdayisi. Kodwa uma ubhida kakhulu, ungase ungakwazi ukuthola umthengi ozimisele ukuzifaka engozini yokuthenga nokulungisa indawo ecindezelekile.

Ukhiye kumthengisi uwukwengeza isigatshana senkontileka yokuthenga esivumela umthengisi ukuthi ahoxe esivumelwaneni uma engakwazi ukuthola umthengi ngaphambi kosuku olulindelekile lokuvala. Lokhu kunciphisa ubungozi bomthengisi.

Umthengisi wezindlu ezithengiswayo phambi kwe-Flipping

Ukuthengiswa kwezindlu nezindlu kufana nokuphequlula ngezindlela eziningi. Bobabili basebenzisa impahla njengendlela yokutshala izimali kanye nenzuzo. Futhi kokubili kudinga inkontileka nokudayiswa kwendlu ngendlela eyodwa noma enye.

Nokho, kunomehluko oyinhloko phakathi kwalokhu kokubili. Isikhathi esine-wholesaling sifushane kakhulu kunokuba singashintsha. Futhi umthengisi akenzi noma yikuphi ukulungisa noma izinguquko endlini.

Ngenxa yokuthi umthengisi akalithengi ikhaya, ukuthengisa izindlu ezithengiswayo kuyingozi kakhulu kunokuphenyisisa. Lokhu kwakamuva kuvame ukubandakanya ukulungiswa kanye nezindleko ezahlukahlukene njenge-mortgage, intela yendawo kanye nomshwalense.

Ukuthengiswa kwezindlu ezithengiswayo nakho kubandakanya imali encane kakhulu kunokushintshashintsha. Izinkokhelo zemali ezinzima ezakhiweni ezimbalwa ngokuvamile zanele. Impumelelo incike ekwazini imakethe yomthengisi kanye nokuxhumana nabatshalizimali ukuze uthole ukuthengiswa okusheshayo.

Woza uzofunda ithrekhi yokuthengisa izindlu nezindlu zeReal Estate University