Ukwehla kwamandla emali, izindlu ezithengiswayo phakathi kwezinkinga ezihamba phambili zokuzinza kwezezimali

Amathemba okwehla kwamandla emali okuqhubekayo nokugcina izinga lenzalo liphezulu kanye nokulahlekelwa okungase kube khona emakethe yezindlu ezithengiswayo kuphakathi kwezinto ezikhathaza kakhulu abaphendulile ocwaningweni lweFederal Reserve lokusimama kwezimali, kusho ibhange elikhulu lase-U.S. ngoLwesihlanu.

Inguqulo yakamuva yombiko wengxenye yonyaka webhange elikhulu ithole ukuthi izingxenye ezintathu kwezine zabaphenduli kuhlolo ziveze lezi zinkinga ezimbili njengezingozi ezivelele esikhathini esiseduze. Ukukhathazeka mayelana nokuzinza kwamabhange kulandela ukwehluleka kwamafemu amathathu amakhulu kule ntwasahlobo kukhulunywe cishe ngesigamu, okufana namazinga abonwe kunguqulo kaMeyi yombiko.

Ubuthakathaka bezomnotho e-China bukhuphuke ocwaningweni lwengxenye yonyaka lwe-Fed, olucashunwe ngama-44% abaphendulile njengengcuphe ephezulu, uma kuqhathaniswa ne-12% kuphela ngoMeyi. Kepha impi phakathi kweRussia ne-Ukraine yehlele endaweni ye-11 ecashunwe kakhulu ngabaphenduli, ngemuva kokubalwa njengokukhathazeka okuphezulu kokusimama kwezezimali ngonyaka owedlule.

I-Fed yaphawula ukuthi inhlolovo yayo yobungozi yavalwa ekuqaleni kuka-Okthoba, ngaphambi kokuba kuqubuke impi kwa-Israyeli.

Sekukonke, i-Fed ihlonze ubuthakathaka obuningi ohlelweni lwezezimali, okuhlanganisa ukulinganiswa kwempahla ephezulu ngokomlando, okuhlanganisa ezitokisini nasezindaweni ezithengiswayo. Ngokukhethekile, i-Fed ithole ukuthi amanani ezindlu ezithengiswayo ahlala ephezulu, njengoba amanani ehla phakathi kwezikhala zomsebenzi eziphezulu.

I-Fed ixwayise ngokuthi uma umnotho wehla ngokungalindelekile, imvamisa amazinga aphezulu wokuqina angakhungathekisa noma aminze amanye amabhizinisi. Ubalule ngokuqondile ukuthi ukulungisa amanani ezakhiwo zehhovisi kanye nokuwohloka komnotho okungatheni kungaholela "ekulahlekelweni okukhulu kwezikhungo zezezimali ezahlukahlukene ezinokudalulwa okubalulekile, okuhlanganisa namabhange athile esifunda nawomphakathi kanye nezinkampani zomshwalense."

Nakuba lulonke uhlelo lwamabhange luhlala luqinile, i-Fed ithe amanye amabhange asabhekene nokwehla “okubalulekile” kwenani elifanelekile lezinye izimpahla njengoba inzalo ikhuphuke ngokushesha. Amazinga amakhulu okulahlekelwa okungafezeki abe nomthelela omkhulu ezingcindezini amabhange abhekana nazo, okuhlanganisa neSilicon Valley Bank, ehlulekile entwasahlobo.

I-Fed ithe sekukonke, amabhange anamazinga aphezulu okusebenzisa imali, futhi ukuphuma kwediphozi nokuntengantenga kwehle kusukela entwasahlobo. Kodwa-ke, ezinye izinkampani zisabhekene nengcindezi yokuxhaswa ngezimali, njengoba abanye abafaka imali beshiyile futhi amabhange kudingeke ukuthi akhokhe imali ethe xaxa ukuze agcine abafaka imali noma athole enye imali.

 I-Fed iphinde yathola ukuthi amanani ezindlu akhuphuke emazingeni aphezulu asevele ebonwe ngoMeyi, nakuba yaphawula ukuthi izimo zezikweletu zababolekayo "ziqine kakhulu" kunalokho ezazibonakala ngaphambi kwe-subprime mortgage crisis ka-2007-2009.

Eqinisweni, amabhange abikele i-Fed ukuthi izindinganiso zokubolekisa manje zisekupheleni kwezimiso zomlando zazo zonke izigaba zemalimboleko.

Lo mbiko uthole ukuthi umthwalo wezikweletu wemizi namabhizinisi usalokhu uphakathi, naphezu kokwenyuka kwezinga lenzalo. Kodwa-ke, uxwayise ngokuthi ababolekayo abanamaphuzu aphansi ezikweletu sebeqalile ukukhombisa izimpawu ezithile zengcindezi ezinhlotsheni ezahlukahlukene zezikweletu zabathengi, njengamakhadi esikweletu kanye nezikweletu zezimoto.